Common Regulatory ESG Issues Facing Asset Managers

ISC has written an insightful article on the Regulatory ESG Challenges Faced by Asset Managers.

Around 530 million years ago, multicellular life burst onto the scene on Earth. Having been single celled for two billion years, this explosion of multi-cellular creatures became known as the “Cambrian Explosion.” In the evolutionary blink of an eyelid, life went from a few different types of single-celled organisms to a huge variety of diverse

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Operational Resilience Update – Impact Tolerances

Under Operational Resilience, firms must set impact tolerances for important business services and regularly review them. The FCA findings recently highlighted a variety of impact tolerances with limited rationale on what constitutes intolerable consumer harm or risks to market integrity, necessitating further clarification

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ESMA Clarification on AI for Firms Engaging with Retail Investment Clients

ESMA has issued guidance for investment firms using AI, emphasising client best interests, to ensure compliance with MiFID II and safeguard investors. Below is a summary of that guidance.

The advancement of Artificial Intelligence (AI) offers transformative opportunities in retail investment services, enhancing efficiency, innovation, and decision-making. However, AI also presents risks such as algorithmic biases, data quality issues, and transparency challenges. Despite the initial phase of AI diffusion, its impact on firms’ behaviours and retail investor protection is expected to be significant. Management bodies retain responsibility for decisions, whether made by humans or AI.

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ESMA ESG/Sustainability Fund Naming Conventions

On 14th May, ESMA published its final report on funds’ names using ESG or sustainability-related terms. This followed feedback and changes made to the original consultation. At 57 pages it is a hefty read, but there are some important changes to note within the text.

Some of the key points where changes have been made because of the responses to the consultation include: –

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Overseas Fund Regime Update

There has been much talk about the Overseas Fund Regime set to be implemented here in the UK. HMT and the FCA have now published a draft roadmap setting out the likely steps and draft dates. Here we summarise

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